Financial Planning

Kelly Financial Group serves as the central figure to strategically manage financial wealth, we specialize in: Investments, Capital Preservation, Social Security Maximization, Retirement, Taxation, Insurance, Estate and Pension Planning.

When you and your family partner with our team, you receive a customized plan that extends beyond the allocation of your assets. We have a disciplined wealth, tax planning, and investment process that is designed to optimize returns while minimizing risks. We take a conservative approach to help you live comfortably today and protect your legacy for the future. Additionally, our team consists of legal and tax advisors who work closely with our clients to effectively implement a comprehensive approach to wealth management.

Wealth & Tax Planning


Investment Management

Thoughtfully selecting investments for your portfolio from thousands of options is a challenge. It requires the careful evaluation of many factors, including risk tolerance, time horizon, asset tax status, distribution mode, and more.



Insurance Planning

Some risks are worth taking, and others are not. For risks that could significantly harm your lifestyle, transferring it to someone or something else might make sense. Insurance is the transfer of risk to another entity for a premium payment. Getting the best value for the best price is important.



Retirement Planning

If retirement resources are the raw building materials of a successful and lasting retirement, a retirement plan is the blue print directing how it all fits together in order to build a solid structure. Many people have not taken the time to evaluate their retirement plans. We provide a simple tool that allows you to assess your plan in 4 easy steps and ensure that you’re on the right track to a successful retirement.



Social Security Planning

Social security is the only inflation adjusted, government backed, tax advantaged income available. Doesn’t make sense to get as much as you and your spouse are legally allowed to? Having a plan for the timing and execution of an optimal claiming strategy may put tens of thousands, if not hundreds of thousands, of dollars in your pocket throughout retirement.



Capital Preservation

Investment losses are far more damage than rates of return are helpful. Loss avoidance strategies preserving your assets through times of uncertainty can be as valuable as acquiring them. Minimizing or eliminating loss enables you to potentially optimize returns and opportunities.



Estate Planning

In absence of a clearly communicated Estate plan families may tear themselves apart. In-laws may become out-laws. Irresponsible adult children can turn the rest of the family turn settling an estate into a long drawn out expensive process. Planning for what happens to your worldly possession after you gone may prevent unnecessary turmoil after you’re gone.



Pension Planning

Getting the most benefit for you and your family requires careful consideration BEFORE making an election decision. Carefully weighing your options, and considering the integration with your other retirement plan assets, must be done before making any irrevocable decisions.



Tax Planning & Preparation

The tax treatment varies dramatically. Account types, Investment category, utilization and timing of distribution can impact an individual’s tax burden in any given year. It is important to take advantage of all the preferential factors that you’re legally entitled to.